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Debt Protection Life Plus

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability or involuntary unemployment could help protect your finances.

Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.

This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow.

It’s simple to apply for Debt Protection. It’s voluntary and won’t affect your loan approval.

Call Cornerstone Credit Union at 815.235.5855 or 800.711.3277 and ask about protecting your loan payments today.

Download Debt Protection Brochure

Your purchase of Debt Protectionwith Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. 

DP-3109083.1-0620-0622  © CUNA Mutual Group 2018, All Rights Reserved.

A wrecked vehicle can wreck your fnances if you owe more on your loan than your insurance will pay. Guaranteed Asset Protection with Deductible Assistance is like an airbag for your vehicle loan.

Our Guaranteed Asset Protection (GAP) program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, if your vehicle is deemed a total loss. It can help cushion you and your family against sudden out of pocket expenses. Deductible Assistance is designed to provide fnancial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe. Get GAP with Deductible Assistance today so you can worry a little less about tomorrow.

Download the GAP Brochure here


MRC can help limit the cost of repairs. You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.

Download the MRC Brochure here


Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907
 

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.