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Money Market and CDs

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If you are deciding what to do with some of your hard-earned cash, two options to consider are Money Market Accounts and Certificates of Deposit. Both types of accounts help you save while you also benefit from important features.
Money Market Account

Grow your savings safely with access and liquidity. For ready access to your investments or long-term savings, invest in our federally insured Money Market Account and enjoy maximum earning power.

A Money Market Account is an ideal choice for savings to which you need occasional access — for example, tuition or property tax payments, in case of an emergency, or a rainy day fund.

  • Make up to 3 withdrawals monthly ($250 minimum)
  • Easy access 24/7 to your funds:
    • By Check
    • Online banking transfers
    • Mobile banking transfers
    • Phone via EARS (audio response) transfers
    • Teller/in-branch
  • Minimum deposit balances apply. 

Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.

Are you looking for even higher earnings with  liquidity and account access?
Consider our High Yield Money Market Account.

Apply online or talk to a financial services representative about opening a Insured Money Market Account with Cornerstone today and step up your savings! 

Certificates of Deposit

For a secure investment and a highly competitive return, look into a Cornerstone Credit Union Certificate of Deposit (CD). Give us the opportunity to match your investment to that special event in your life – home purchase, wedding, education, or retirement.

  • Match your terms with your specific savings goals
  • Low minimum deposits, from just $1,000, so you can get started right away
  • Terms from 90 days to 5 years
  • Jumbo Certificates ($100,000 minimum) earn the best possible rate of return
  • CCU CD can be used as collateral for a CCU loan

Safe Investment: Deposits are insured up to $500,000. The National Credit Union Administration [NCUA] federally insures the first $250,000, and Excess Share Insurance [ESI] privately insures the next $250,000. This is the highest combination of federal and private insurance available to consumers.

Call or stop by today and let us help you safely and easily transfer your investments.