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Deposit Insurance

Federal & Private Insurance

Cornerstone Credit Union deposits are insured up to $250,000 per individual depositor by the National Credit Union Administration (NCUA), a U.S. government agency.

A way to find out the details of your deposit account insurance at Cornerstone Credit Union is by going to https://mycreditunion.gov/share-insurance-estimator-home. Once there, you will answer various questions about your specific accounts and funds, which in retun will register a report of details on your coverage for insurance through the NCUA.

Depending on the type and ownership structure of your account(s), your coverage can go well beyond the $250,000 level. For Example, your funds in:

  • CCU Individual accounts are insured up to $250,000.
  • CCU Joint accounts are insured separately from individual accounts up to $250,000.
  • CCU IRAs are separately insured up to an additional $250,000.

Credit union members have never lost a penny of insured savings at a federally insured credit union.

In addition to federal insurance, Cornerstone Credit Union has additional insurance of up to $250,000 on your deposit accounts, provided by Excess Share Insurance Corporation, a licensed insurance company.