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Locations & Hours

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Cornerstone CU offers access (24 hours a day, 7 days a week) to your accounts through Online Banking, Mobile Banking, EARS [Easy Audio Response System] our telephone teller and through our ATMs. For in-person or telephone assistance, please see our hours and maps below for each service center. Keep in mind Holiday Closures affect our Service Center hours.

In addition, CCU is part of the CO-OP Shared Branches network, which means when you're on the go, we’re right there with you with convenient locations at more than 5,000 credit union branches nationwide—even in other countries! Learn more about Shared Branches, Just look for the CO-OP Shared Branch logo on the door. Check our Shared Branch locator site.


Cornerstone Credit Union ATM Locations

Freeport, IL 550 W. Meadows Drive (CCU-Owned Drive-Ups at Freeport Service Center)
550 W. Meadows Drive (CCU-Owned Lobby)
555 W. South St. (Shopko)
2065 W. Galena Ave. (West Shell Station) 
315 E. Stephenson St. (Honeywell Plant 1 - restricted access) 
Morrison, IL 615 E. Lincolnway (Whiteside FS Fast Stop)
South Beloit, IL 542 Clark Street (CCU-Owned Drive-Up at South Beloit Service Center)
Sterling, IL 615 W. 3rd Street (CCU-Owned Drive-Up at Sterling Service Center)
2402 E. Lincolnway (Shell Station) se habla español 
Dixon, IL 1350 N. Galena Drive (Shopko)

Surcharge-Free ATM Network


Take Cornerstone CU with you and access more than 4,800 surcharge-free ATMs across the U.S., including Puerto Rico.

Freeport (Main) Service Center

Freeport (Main) Service Center

550 West Meadows Drive

Freeport, IL 61032-5072

Toll Free Phone: 1-800-711-3277

Phone: (815) 235-5855

Fax: (815) 235-5970

Mon-Tue  9:00 am - 5:00 pm
Wednesday  9:30 am - 5:00 pm
Thursday  9:00 am - 5:00 pm
Friday  9:00 am - 5:00 pm
Fri (Drive-up)  9:00 am - 6:00 pm
Saturday  9:00 am - 12:00 pm
Sat (Drive-up)  9:00 am - 1:00 pm

Sterling Service Center

Sterling Service Center

615 West 3rd Street

Sterling, IL 61081-3313

Toll Free Phone: 1-800-711-3277

Phone: se habla español

Mon-Tue 9:00 AM - 5:00 PM
Wednesday 9:30 AM - 5:00 PM
Thurs-Fri 9:00 AM - 5:00 PM
Fri (Drive-up) 9:00 AM - 5:30 PM
Saturday 9:00 AM - 12:00 PM


South Beloit Service Center

South Beloit Service Center

542 Clark Street

South Beloit, IL 61080-1396

Phone: 1-800-711-3277

Mon-Tue 9:00 am - 5:00 pm
Mon-Tue (Drive-up) 9:00 am - 5:00 pm
Wednesday 9:30 am - 5:00 pm
Thu-Fri 9:00 am - 5:00 pm
Thu (Drive-up) 9:00 am - 5:00 pm
Fri (Drive-up) 9:00 AM - 5:00 PM
Friday 9:00 am - 5:00 pm
Saturday CLOSED
Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.