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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2019 or newer)

1.50% (as of October 1, 2020)

Used Auto (2013-2016)

3.75%
 

Loan Calculators
Get Rock Solid Advice from CCU

Get "Rock Solid Advice" from CCU

Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like Debt Consolidation, Achieving Financial Goals, Taxes and more on Rock Solid Advice”  Stream it LIVE on SAUKVALLEYNOW.COM! 
Video Library

Video Library

Cornerstone @ Your Service            

Take :30 to learn how CCU offers assistance to help you navigate financial challenges and dreams, then click through our website. Contact us for personal consultation.  

What's New at CCU

10 Myths about Credit Unions

10 Myths about Credit Unions

October 15, 2020

How many of these myths about credit unions do you think are fact? Learn why your local credit union is a lot more than you think, and why it can be a much more sensible choice than a conventional bank for your saving and borrowing needs.
 

5 Steps to Take After Being Hacked

5 Steps to Take After Being Hacked

October 13, 2020

Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and helped themselves to your information can be alarming, but there are ways to mitigate the damage while jump-starting your recovery process. Read about the five steps to take after being hacked.
 

How to Use a Home Equity Loan

How to Use a Home Equity Loan

October 6, 2020

Q: With interest rates falling and home prices rising, it seems like a great time to tap into my home’s equity using a home equity loan. What’s the best way to use these funds?
 
A: A home equity loan, or a HEL, can be a fantastic way to source extra funds during a falling-rates environment. Tapping into your home’s equity, or the positive difference between what is owed on a home and its current value, will give you the funds you need for a large expense with no additional strings attached.

With interest rates on a Cornerstone CU Home Equity Loan as low as 2.25%APR*, the repayment plan is always affordable. If approved, you’ll receive the funds in one lump sum within a few days. There are no restrictions on how to use these funds, but since you’re essentially risking the loss of your home with this loan, it’s important to choose wisely when deciding how to use the funds.

Here are four forward-thinking uses for a home equity loan: 


Upcoming Events

October 31

Halloween

Location:

Celebrate safely and have fun! BOO!
November 1

Daylight Saving Time ENDS

Location:

Sunday, November 1, 2020, 2:00:00 am clocks are turned backward 1 hour to Sunday, November 1, 2020, 1:00:00 am local standard time instead. Sunrise and sunset will be about 1 hour earlier on Nov 1, 2020 than the day before. 



Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907
 

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.