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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2020 or newer)

1.50% (as of October 1, 2021)

Used Auto (2014-2017)


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Get Rock Solid Advice from CCU. NEW EPISODE NOW LIVE!

Get "Rock Solid Advice" from CCU. NEW EPISODE NOW LIVE!

Get useful financial tips and more! Listen to our monthly podcast “Rock Solid Advice” on SaukValleyNow.com. Melissa Rippy, CCU Sterling & Milledgeville branch manager, and CCU Marketing Director Lorna Cote celebrate autumn in their interview with WSDR Radio host Tom Katz. Topics discussed include CCU’s holiday loan special, how to improve your credit score, home improvement scam alerts from the BBB, and of course, trivia!   
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Get your stress-free Holiday Loan today and get extra cast at an affordable rate. 

Check out our Holiday Loan

What's New at CCU

BBB Alert: Scammers impersonate your Facebook friends

BBB Alert: Scammers impersonate your Facebook friends

October 14, 2021

Rockford, IL – October 12, 2021 – Did you get a message or request from a Facebook friend? It could be fake. The Better Business Bureau is alerting consumers that scammers are setting up fake Facebook “friend” webpages to steal your money and personal information. Statista.com estimated 16% of all Facebook accounts in 2020 were fake or duplicates. “Your Facebook ‘friend’ could be a scammer impersonating your real friend,” says Dennis Horton, director of the Rockford Regional Office of the Better Business Bureau. “This latest scam has strong potential for money loss, identity theft and future problems.”

Debit Card: Should I use my PIN or Use it as Credit?

Debit Card: Should I use my PIN or Use it as Credit?

October 6, 2021

When you make a purchase using your debit card, you’re often given the choice between “debit” or “credit.” What’s the difference between the two? Click the title of this article to learn more. 

6 Ways to Boost your Credit Score

6 Ways to Boost your Credit Score

September 29, 2021

An excellent credit score is the ultimate goal of the financially responsible consumer. Those three magic digits tell a story of accountability, good financial sense, and the ability to spend mindfully. A great credit score also unlocks doors for large, affordable loans; employment opportunities, and more.
Its significance notwithstanding, achieving and maintaining an excellent credit score is easier said than done. There is no quick and easy way to dramatically boost your score over a short amount of time, but you can take steps to increase your credit score gradually. Below, we’ve listed six ways you can start amping up your credit score today.

Upcoming Events

October 30

Trick or Treat Trail


Bring your kids to this safe alternative for costumed children. Trail begins by Krape Park Carousel in Freeport.

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.