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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2020 or newer)

1.50% (as of July 1, 2021)

Used Auto (2014-2017)


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Get Rock Solid Advice from CCU. NEW EPISODE NOW LIVE!

Get "Rock Solid Advice" from CCU. NEW EPISODE NOW LIVE!

Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like financing your car purchase, student loans, the latest scams and more on Rock Solid Advice” Stream it LIVE on SAUKVALLEYNOW.COM!
Video Library

Video Library

Enroll in CCU Online Banking by watching this brief, step-by-step video and benefit from the many conveniences it offers. It's there whenever you need it to check balances, transfer funds, pay bills, see statemens and so much more! 

What's New at CCU

Scammers Hitting Millions of People Waiting for Passports

Scammers Hitting Millions of People Waiting for Passports

July 22, 2021

Rockford, IL – July 20, 2021 – Passports Scams are rising with the State Department having significant processing backlogs. Reporting wait time for both new and renewal routine passport applications can be up to 18 weeks. Even the wait time for “expedited passports” takes up to 3 months and includes a $60 fee. Currently, there is an estimated backlog of between a million and a half to 2 million applications." Dennis Horton director of the Rockford Regional Office of the Better Business Bureau says, “Scammers, posing as Passport expeditors are stepping in and convincing their victims for a higher fee they can get quickly get through the processing time, including the initial internal intake of the applications, and mailing. Along with money losses in these scams, passports contain critical personal information that unlocks identity theft for years to come.”

Needs vs. Wants

Needs vs. Wants

July 8, 2021

One of the most important parts of setting up a monthly budget is separating needs from wants. Before assigning dollar amounts to any categories, it’s important to know which parts of your monthly expenditures are an absolute need, and which items would be nice to include, but are not a necessity. Below, we’ve outlined how to tell the difference between wants and needs, as well as how to separate these two categories on a monthly budget plan.

Losses in Sweepstakes and Lottery Scams Surge 35%

Losses in Sweepstakes and Lottery Scams Surge 35%

June 10, 2021

Rockford, IL – June 10, 2021 – Sweepstakes and lottery scams resulted in higher financial losses during the COVID-19 pandemic compared to the previous three years, according to new research from Better Business Bureau® (BBB). BBB warns consumers never to pay money to claim a prize. If anyone asks for money before delivering a prize, it is likely a scam.
The research is an update of BBB’s 2018 in-depth investigative studySweepstakes, Lottery and Prize Scams: A Better Business Bureau Study of How “Winners” Lose Millions Through an Evolving Fraud. Since the study’s publication, there has been a 16% decrease in complaints to the Federal Trade Commission (FTC), the FBI’s Internet Crime Complaint Center (IC3). However, financial losses reported to all three agencies rose dramatically in 2020 with the COVID-19 pandemic, with FTC logging an increase of more than 35% in reported dollar losses. The updated research highlights how these scams work and the importance of educating consumers, particularly those who may be susceptible to a specific scam.

Upcoming Events

August 11

Drive-thru Job Fair to be Held at Northland Mall in Sterling

Location: Northland Mall

BEST, Inc., and the Sauk Valley Area Chamber of Commerce will be hosting a Drive-Thru Job Fair on Wednesday, August 11, 2021, from 11:00 a.m. to 2:00 p.m. at the Northland Mall, 2900 East Lincolnway, Sterling, Illinois 61081.    
August 14

Stateline Chamber Expo

Location: Main Street Square, Roscoe

Come enjoy this FREE fun community event, which is outside this year! Explore a wide assortment of business vendors offering information and prizes. Of course CCU will be there, so do stop by and spin our famous wheel. There are 50 other vendors to visit too and events for the entire family. 
September 6

Labor Day - CLOSED


In observance of Labor Day, all CCU branches will be closed on Monday, September 6th. 

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.