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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2020 or newer)

1.50% (as of January 1, 2021)

Used Auto (2014-2017)


Loan Calculators
Get Rock Solid Advice from CCU. NEW EPISODE NOW LIVE!

Get "Rock Solid Advice" from CCU. NEW EPISODE NOW LIVE!

Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like Debt Consolidation, Achieving Financial Goals, Taxes and more on Rock Solid Advice”  Stream it LIVE on SAUKVALLEYNOW.COM! 
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Cornerstone @ Your Service            
Online safety is extremely important. This brief video will outline some things to look out for to ensure you are safe and secure. 
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What's New at CCU

Regions 1 and 2 Move to Phase 4

Regions 1 and 2 Move to Phase 4

January 26, 2021

The Illinois Department of Public Health (IDPH) today announced Region 1 (Boone, Carroll, DeKalb, Jo Daviess, Lee, Ogle, Stephenson, Whiteside, Winnebago) is moving to Phase 4 of the Restore Illinois Plan effective today. 
Here is the full press release: IDPH press release

Retirement Saving - Start Early & Save More

Retirement Saving - Start Early & Save More

January 13, 2021

Retirement—it’s not a word you think much about when you’re young. After all, that’s something that happens when you get old. You might think Social Security will be all you’ll need, but it was designed to supplement your retirement savings. You can’t rely on it entirely. You’ll need some other source of income to pay for your living expenses. The younger you are when you start your retirement planning, the better off you’ll be financially when you retire. So how should you start?

Will I Be Getting a 2nd Stimulus Check?

Will I Be Getting a 2nd Stimulus Check?

January 5, 2021

After eight months of negotiations, the Senate has finally passed a bipartisan deal on a new coronavirus stimulus plan. The $900 billion economic relief package will deliver emergency aid to a trampled economy and provide struggling Americans with desperately needed funds.

Upcoming Events

February 2

Groundhog Day


Groundhog Day marks the midway point between the winter solstice and the vernal equinox. Groundhog Day commemorates the famous groundhog Punxsutawney Phil. The belief is that he emerged from his burrow and looked for his shadow. The tradition follows that this day helps determine how many weeks of winter might be left. It was established in 1887.

February 3

World Read Aloud Day


World Read Aloud Day seeks to highlight the importance of sharing stories. It also encourages people to grab a book and read it aloud to an audience. Do your part by reading to children and our loved ones in nursing homes. Better yet, have your children read to our elders!
February 14

Valentine's Day


Today is a day of love and friendship. Show your loved ones how much you care, and it doesn't mean you have to spend a lot of money. A hand-written note, movie and a pizza at home, or helping with chores around the home are always well-received. Enjoy!

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.