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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2020 or newer)

1.64% (as of December 1, 2021)

Used Auto (2014-2017)


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Get Rock Solid Advice from CCU. NEW EPISODE NOW LIVE!

Get "Rock Solid Advice" from CCU. NEW EPISODE NOW LIVE!

On our November edition of Rock Solid Advice, you’ll hear CCU Sterling/Milledgeville Branch Manager Melissa Rippy and CCU Marketing Director Lorna Cote “talk turkey” with Tom Katz, WSDR on-air personality. Along with the exciting announcement that CCU won the Best Credit Union in the Best of Sauk Valley Contest, we also share tips on applying for our Holiday Loan Special, holiday shopping, and credit card use. Plus, some competitive fun with Turkey Day Trivia. Listen and learn at saukvalleynow.com!
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What's New at CCU

BBB Alert – Surging Prices Expected to Spike 2021 Holiday Travel Scams

BBB Alert – Surging Prices Expected to Spike 2021 Holiday Travel Scams

November 23, 2021

The holiday travel period is expected to follow the same pattern as the chaotic summer, and you should expect a few surprises. You can’t predict them, but you can prepare for them and that includes avoiding scams.

With flights, rental cars, and lodging all increasing, people will be on the outlook for “deals.” You may get a call, a text message, or a flyer in the mail. Or maybe you may see an online ad promising free or low-cost vacations. Scammers and dishonest people are often behind these offers. You may end up paying hidden fees — or worse: after you pay, you might find out it’s all a scam.

What to Expect this Holiday Shopping Season

What to Expect this Holiday Shopping Season

October 27, 2021

The holidays are coming and it’s time to hit the shops! Retailers and consumers around the nation are anticipating a holiday season that’s a lot closer to pre-pandemic days than last year’s festivities. Unfortunately, though, suppliers are cautioning consumers to expect supply shortages, shipping delays and higher price tags than ever. With that in mind, here’s a look at what you might expect to see this holiday shopping season.

5 Steps to Take After a Data breach

5 Steps to Take After a Data breach

October 19, 2021

Data breaches show up in the news almost as often as celebrity couple breakups. According to Risk Based Security’s Mid-Year Data BreachReport, there were 1,767 publicly reported breaches in the first half of 2021, exposing 18.8 billion records. One of the most far-reaching of these breaches was the T-Mobile data breach in August, which has impacted more than 50 million people. 
A data breach exposes confidential information of its victims, which can include Social Security numbers, account information, credit card numbers, passwords and more. If your personal information has been compromised by the T-Mobile data breach or another exposure, take these five steps to mitigate the damage. 

Upcoming Events

December 7

Pearl Harbor Remembrance Day


National Pearl Harbor Remembrance Day, which is annually on December 7, commemorates the attack on Pearl Harbor, in Hawaii, during World War II. Many American service men and women lost their lives or were injured on December 7, 1941.
December 21

December Solstice


In the Northern Hemisphere, the December Solstice is the winter solstice and the shortest day of the year. This means that we'll see a rapid increase in daylight hours (yay!) from this day forward. 
December 24



All CCU branches will be closed on Fri, Dec. 24; Sat, Dec. 25; Fri, Dec. 31; & Sat, Jan. 1. Please enjoy 24/7 access to online and mobile banking, ATMs and EARS. Wishing you are yours a wonderful holiday season! 

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.