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Loan Rates

Loan Rates

Rates as of November 1, 2022

New/Used Auto (2021 or newer) as low as 4.67APR* 

Used Auto (2015-2018) as low as 6.25%APR*

Credit Card Special  1.99%APR* introductory rate


Loan Calculators

NEW Episode Now Live!
All About Money Market Accounts

For our October podcast, WSDR Radio Host Tom Katz talks with CCU Sterling Branch Manager Melissa Rippy and CCU Marketing Director Lorna Cote about credit unions, as October 20th was International Credit Union Day. Learn some of the many facts and features of credit unions and why they are a great financial choice. Plus, some Halloween trivia – Boo! Take a listen!
You can also find the Financial Wellness information on our website.


Video Library

Video Library

The rain did not dampen the awesome spirit of giving in Freeport last Friday, November 4th, for the 8th annual WREX FREEPORT FOOD DRIVE. We had another record year of donations, with a huge amount of food and toiletries collected along with over $3400 in monetary donations, including $1500 from Cornerstone Credit Union. The need is great in the Freeport community. Freeport Area Church Cooperative will distribute them to help as many as possible. THANK YOU to all who donated!

What's New at CCU

BBB Alert: Avoid Black Friday Scammers

BBB Alert: Avoid Black Friday Scammers

November 23, 2022

Rockford, IL – November 23, 2022 – Black Friday, traditionally the single busiest combined online and in-person shopping day of the year, arrives a little earlier this year, with many stores already advertising Black Friday prices. Dennis Horton, director of the Rockford Regional Office of the Better Business Bureau says, “This always is a time where emotions run high and, to snap up a great deal people often rush their decisions. This can lead to buyer’s remorse if a fast decision leads to getting scammed online, or buying an item that shoppers end up deciding they didn’t want or dealing with a company that turns out to be substandard. The lowest price is not always the best deal; working with companies you know, and trust is invaluable.”

4 Year-End Tips for IRA Owners

4 Year-End Tips for IRA Owners

November 21, 2022

As 2022 comes to an end, here's advice that can save you money, help you avoid penalties, and ensure that your IRA (individual retirement account) proceeds are distributed as you wish.

Virtual Bank Robbers Sending Victims Fake Banking Notices

Virtual Bank Robbers Sending Victims Fake Banking Notices

November 7, 2022

Rockford, IL – November 2, 2022 – Have you ever wondered why you are getting texts, emails, or even voicemails from a credit union or bank you don’t even do business with. Scammers use a shotgun approach to push impostor emails and texts from banks trying to rob personal identity and drain victim accounts.

The Better Business Bureau says that one of scammers' favorite tactics is impersonating a person or organization you know and trust. “That's the premise of this new text message scam, which has been popping up in recent BBB Scam Tracker reports,” says Dennis Horton, director of the Rockford Regional Office of BBB. “This time, con artists are impersonating your bank.”

Upcoming Events

December 7

Pearl Harbor Remembrance Day


National Pearl Harbor Remembrance Day, which is annually on December 7, commemorates the attack on Pearl Harbor, in Hawaii, during World War II. Many American service men and women lost their lives or were injured on December 7, 1941.
December 19

Hanukkah (first day)


December 19th marks the start of Hanukkah, also known as Chanukah or Festival of Lights. Hanukkah is an eight-day Jewish observance that remembers the Jewish people's struggle for religious freedom.

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.