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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2019 or newer)

1.50% (as of May 1, 2020)

Used Auto (2013-2016)


Loan Calculators
Get Rock Solid Advice from CCU

Get "Rock Solid Advice" from CCU

Sauk Valley Now 1240 AM 93.1 FM WSDR
Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like Debt Consolidation, Achieving Financial Goals, Taxes and more on Rock Solid Advice”  Stream it LIVE on SAUKVALLEYNOW.COM! 
Video Library

Video Library

How to Use Shared Branching
Watch this brief video to learn how Shared Branching can help you when you're away from home. Also, check our Shared Branch locator site.     

What's New at CCU

SavvyMoney Credit Score FAQs

SavvyMoney Credit Score FAQs

May 22, 2020

SavvyMoney Credit Score FAQs
CCU Members: SavvyMoney Credit Score is available to you through online and mobile banking. This is a FREE service offered to you. Please read FAQs below for more information.

Q. What is SavvyMoney Credit Score?
A. SavvyMoney is a comprehensive Credit Score program offered by Cornerstone Credit Union, CCU,  that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up to date offers that can help reduce your interest costs. With this program, you always know where you stand with your credit and how your financial institution can help save you money. Read more.

Economic Impact Payment (Stimulus Checks) Information

Economic Impact Payment (Stimulus Checks) Information

May 5, 2020

Have questions about the Economic Impact Payment (Stimulus Checks)? As we continue to provide updates to our members, Cornerstone recommends you visit irs.gov for current valuable information; details may change at any time. Answers to some of your most common questions, along with other resources, are here:

CCU is Keeping your Debit Card Safe with Text Security Alerts

CCU is Keeping your Debit Card Safe with Text Security Alerts

April 21, 2020

As of April 21, 2020, Cornerstone Credit Union is providing Text Security Alerts for your CCU Debit Card usage when fraud is suspected. If there are potential suspicious debit card transactions on your account, you will be notified via text message or phone. Please be sure we have your current cell phone number on record so you will receive these important notifications, if needed.
Text Sample: CCU Fraud Center 800-711-3277 $125.46 on card 1234 at Macy’s. If valid reply YES, fraud NO. To Opt Out, STOP.
IMPORTANT: As a CCU debit card holder, you are auto-enrolled to receive Text Security Alerts, so you do not need to take any action. If you wish to opt out, you may do so when you receive a notification.

Upcoming Events

March 23

Coronavirus Updates for CCU


Please be sure to click on the above Coronavirus web banner to see updates.
May 25

Memorial Day


In observance of Memorial Day, all CCU branches are closed Monday, May 25th. For your convenience, Online and Mobile Banking, ATMs and EARS are available.

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.