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Save time and money!

Cornerstone Credit Union offers hassle-free ways to handle your financial affairs – from offering you secure electronic funds transfers to travel cards to safe deposit boxes and much more.

Credit Score by SavvyMoney
Your credit score is more than just a number. It’s a way for lenders to determine if you are eligible for a loan, the amount of the loan, the interest rate and your payment. Plus, you can protect your identity.

Gain insight on establishing or rebuilding your credit, understanding your credit score and methods of reducing debt with Credit Score from SavvyMoney.

Sign up today.
View your complete insurance history, submit insurance information and more. Click here to register. 
Save Big with Love My Credit Union Rewards
Love My Credit Union Rewards gives credit union members access to many exclusive discounts and benefits from great partners like TurboTax, TruStage, SimpliSafe, and more. Click on any link below for details and start taking advantage of these benefits today. Members can get more information at lovemycreditunion.org.

Spectrum Mobile – Switch and save up to 60% PLUS get a $50 cash reward for each new mobile line activated with Spectrum.

TurboTax – File your taxes, your way with TurboTax the #1 best-selling tax software, plus get savings of up to $15 on TurboTax online federal products.

H&R Block – File in-person, via drop off or virtually and get the help from expert tax pros. New clients save $25 and returning clients will get the Tax Identity Shield® add-on.

TruStage – Save hundreds on car insurance with this exciting offer from the TruStage Auto & Home Insurance Program. Get a FREE, no obligation quote by calling 1-800-789-6286..

Asurion Home+ - This 24/7 tech solution protects and supports all eligible home tech under your roof including TVs, laptops, gaming systems, smart devices and much more regardless of when or where your devices were purchased – all under one plan!

LMCUR Powersports, RV & Boat Buying Program – Get special access to savings on powersports and recreational vehicles like motorcycles, RVs, ATVs, jet skis, boats, snowmobiles and more with the LMCUR Powersports & RV Buying Program. PLUS get 20% off parts, service, gear, accessories and more.

Rental Kharma – Did you know mortgage payments have a huge impact on credit scores, but rental history is almost never considered? Improve your credit score with the help of Rental Kharma by adding rental payments to your credit report. Credit union members get a 30% discount off the already low monthly fee.


Cornerstone Credit Union ATM Locations


CCU is part of the CO-OP Shared Branches network, which means when you're on  the go, we’re right there with you with convenient locations at more than 5,000 credit union branches nationwide—even in other countries!

Learn more about Shared Branches, Just look for the CO-OP Shared Branch logo on the door.

Check our Shared Branch locator site.

Surcharge-Free ATM Networks


Access your money no matter where you are. Take Cornerstone CU with you and access thousands of Surcharge-Free ATMs nationwide.

Click here to find one of 71,000 MoneyPass network ATMs nationwide.

Click here to find one of 5,000 nationwide Allliance One ATMs.


Electronic Funds Transfer Services

The safety of your money is our #1 concern. To help move your money safer, faster and easier, we offer the convenience of Direct Deposit, Payroll Deductions and both Domestic and International Wire Transfers.

ABA (Routing) Number: 271184425

Direct Deposit & Payroll Deductions

Direct Deposit:
It's free and fast. No more running around, standing in line, or filling out deposit slips. It's safe and reliable, too. No worries about misplacing your paycheck or forgetting to stop at the credit union. Direct Deposit is available for your paycheck, pension, social security or other recurring income. Funds are deposited directly into your Cornerstone Credit Union account. Get in on one of life's greatest conveniences: Sign up for Direct Deposit today!
Payroll deductions:
Out-of-sight, out-of-mind can be a good thing when it comes to saving. What you don't see, you won't miss. Use payroll deduction to build your savings for the little and big things in life.You can use it for loan payments, too. Never miss a deadline again when you put your payments on auto pilot with payroll deduction.


Store Your Important Items Securely with a Safe Deposit Box

Rent one year – Get an additional year FREE!

Sleep better knowing items that would be difficult or impossible to replace are secure in your safe deposit box* at Cornerstone Credit Union's Freeport Service Center. For a limited time, when you rent a box for a year, you'll get an additional year free! That makes the already modest rates a true bargain. Plus, as a special bonus, you'll find cash or CCU merchandise in every box.

There's no better time to get organized and secure your valuables with a Cornerstone Credit Union Safe Deposit Box.

Box Size Rental Fee For One Year Second Year
3 X 5 $15.00 FREE
5 X 5 $20.00 FREE
3 X 10 $25.00 FREE
5 X 10 $40.00 FREE
10 X 10 $65.00 FREE

Read this informative article: "5 Steps to Organizing your Finances"

* The contents of your safe deposit box are not insured. Insuring your contents would be impossible, because we do not know what is in your box. If insurance is a concern, ask your agent about a special policy covering items stored in a safe deposit box.


Initiate both Domestic and International Funds Transfers quickly and securely. When you need to transfer funds fast, wire transfers offer the speed and efficiency of computerized transfer initiation.

Information you will need to complete a transfer of funds:

  • Alloya Corporate Federal Credit Union, 184 Shuman Blvd, Suite 400, Naperville, IL,60563, ABA# 271987635.
  • For further credit: Cornerstone Credit Union, Freeport IL  ABA# 271184425.
  • Final credit to [member name, member account,number and specify Checking or Savings].

Please feel free to contact us for more information.

Cashier's Checks

Cashiers' checks are commonly used when payment must be credited immediately upon receipt for business, real estate transfers or tax payments. The check is received as cash since it is guaranteed by the Credit Union.

Night Deposit

Night Deposit Box is available at each of our Service Centers for your convenience and safety. Accessible 24 hours a day, 7 days a week.

Debt Counseling

In over your head? Cornerstone Credit Union offers members FREE one-on-one confidential credit counseling sessions with certified debt counselors. During the session, the counselor reviews your income, expenses and debt and works with you to develop a budget or spending plan. Sessions are by appointment. Contact us for an appointment or for additional information.

Savings Bond Redemption

Financial institutions can no longer issue U.S. Savings Bonds over-the-counter. The Treasury Department has moved to electronic issue bonds through www.treasurydirect.gov. If you are currently holding paper U.S. Savings Bonds, you can still redeem your paper Savings Bonds at Cornerstone CU. For more information, see Frequently Asked Savings Bond Questions.