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Debt Protection

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Debt Protection Life Plus

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability or involuntary unemployment could help protect your finances.

Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.

This protection could cancel your loan balance or loan payments up to the contract maximums so your family can worry a little bit less about tomorrow.

It’s simple to apply for Debt Protection. It’s voluntary and won’t affect your loan approval.

Call Cornerstone Credit Union at 815.235.5855 or 800.711.3277 and ask about protecting your loan payments today.

Download Debt Protection Brochure

Your purchase of Debt Protectionwith Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. 

DP-3109083.1-0620-0622  © CUNA Mutual Group 2018, All Rights Reserved.

Guaranteed Asset Protection (GAP)

Many people don’t understand the risk they take driving their new vehicle off the dealer’s lot. There may be a big difference between the vehicle's depreciated value and your loan balance. GAP Insurance helps you cushion the impact if your vehicle is stolen or totaled. GAP helps cover the difference between your vehicle’s actual cash value and your loan balance. Members who are high risk are those with longer terms and those with higher loan-to-value ratios. Learn how GAP can protect you.

Download GAP Brochure

Mechanical Repair Coverage (MRC)

Eliminate the financial burden for unexpected auto mechanical breakdowns. Our cost-effective Mechanical Repair Coverage, at a price well-below similar products offered at most auto dealerships, takes the load off your mind. This optional coverage, available on both new and used vehicles, helps you minimize the impact of repair bills. Find out how affordable protection can be.

Download MRC Brochure