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Home and Personal Loans

Term LTV* APR1 as low as2 Payment3
3 Year 80% 2.25% $287.53
3 Year 90% 2.75% $289.72
5 Year  80% 2.50% $177.48
5 Year 90% 3.00% $179.70
7 Year   80% 3.00% $132.14
7 Year  90% 3.50% $134.41
10 Year  80% 4.00% $101.26
10 Year  90% 4.50% $103.65

*LTV=Loan-To-Value. Minimum loan amount: $2,500. Maximum loan amount: $100,000.
1 APR=Annual Percentage Rate
2 Rate available to highly qualified members
3 Payments based on $10,000 loan
Home Equity loans do not qualify for Rate Buy Downs.


Loan-to-Value (LTV) APR1
0-80% 4.00%
81-90% 4.75%

1 APR=Annual Percentage Rate. HELOCs do not qualify for loan Rate Buy Downs.
Home Equity Line of Credit Guidelines: Maximum repayment: 15 years, Annual Percentage Rate May Vary, Minimum APR: 4.00%, Maximum APR: 21.00%, Property Insurance Required,
Estimate of other fees for opening plan ranges from $166.00 - $725.00.


New Motorcycles, Snowmobiles & Jet Skis (2020, Newer or Untitled)

Term APR1 as low as2 Payment
Up to 60 Months 5.00% $377.433
72 Months4 5.50% $326.764

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members.
3 Payments based on $20,000 loan.
4 Minimum loan required for this rate is $20,000. Payment based on $20,000 loan.
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.


Used Motorcycles, Snowmobiles & Jet Skis (2013-2019)

Model Year Term APR1 as low as2 Payment3
2013-2019 48 Months 7.00% $119.73

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $5,000 loan
Existing loans financed by CCU do not apply.No Rate Buydowns.


Classic Motorcycles

Term APR1 as low as2 Payment3
Please call for loan advances & terms 10.25% $213.70

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $10,000 loan for 60 months.


New/Used Cars, Trucks & Vans (2020, Newer, or Untitled)

Term APR1 as low as2 Payment3
24-36 Months 1.50% $634.81 (24 months) to $426.37 (36 months)
48 Months4 2.24% $218.00
60 Months4 2.74% $178.54
66 Months4 3.24% $165.62
72 Months5 3.74% $232.91
84 Months6 4.04% $273.75

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members.
3 Payments for 24-36 month terms based on $15,000 loan. Other terms based on $10,000 loan.
4 $10,000 minimum amount financed required for 48-66 Month terms.
5$15,000 minimum amount financed required for 72-Month term.
6$20,000 minimum amount financed required for up to a 84-Month term.
No rate buy-downs available.


New/Used Cars, Trucks & Vans (2019-2018)

Term APR1 as low as2 Payment3
24 Months 1.50% $634.81
36 Months 1.50% $426.37
48 Months 2.24% $218.00
60 Months 2.74% $178.54
66 Months 3.24% $165.62

2.1 APR=Annual Percentage Rate
2 Rate available to highly qualified members.
3 Payments based on $10,000 financed unless otherwise noted; $15,000 for 24-36-Month terms; Terms require minimum amounts financed.
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates. 

No rate buy-downs available.
 


Older Model Used Cars, Trucks & Vans (2017-2013)

Model Year Term Minimum Loan Amt APR1 as low as2 Payment3
2014-2017 48 Months $7,500 4.00%4 $169.35
  60 Months $7,500 4.00%4 $138.13
2009-2013 48 Months $5,000 4.00%4 $112.90

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members.
3 Payments based on minimum loan amounts.
4 ONLY if loan set up with ACH/Auto Pay and e-Statements
Existing loans financed by CCU do not apply.
No rate buy-downs available.


Classic Cars

Term APR1 as low as2 Payment3
Please call for loan advances & terms 10.25% $213.70

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $10,000 loan for 60 months.


Term APR1 as low as2 Payment
Signature Loan (Up to 42 Months) 10.75% $143.37 (Based on $5,000 line)

No Rate Buy Downs on signature loans.


Term APR1 as low as2 Payment
Revolving Line of Credit 18.00% 3.4% of Balance, $20 minimum

New/Used RV, Motorhome, Boat & Travel Trailer (2014, Newer, or Untitled)

Term APR1 as low as2 Payment3
72 Months  (minimum $5,000 financed) 5.49% $81.673
120 Months  (minimum $25,001 financed) 5.49% $271.23
180 Months  (minimum $50,000 financed) 5.49% $408.35
240 Months  (minimum $100,000 financed) 5.25% $673.99

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members.
3 Payments based on term and minimum amount financed.
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.


Used RV, Motorhome, Boat & Travel Trailer (2009 - 2013)

Term APR1 as low as2 Payment3
Up to 60 Months  (minimum $5,000 financed) 7.00% $99.01

1 APR=Annual Percentage Rate
2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $5,000 loan
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.


Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907
 

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.