Noteworthy News

Define Your Retirement Before you Set the Date

April 30, 2021

As you approach retirement, do you plan to work longer than your full retirement age? Before you decide on the date of your retirement, take some time to define the look of your retirement. Think about the intangible benefits you get from work, such as routine, camaraderie, a sense of fulfillment, and being needed. What will it take to stay engaged and energized once that’s gone?

Having this picture in mind makes it easier to decide on your retirement date. As you do, avoid five mistakes rookie retirees often make: READ MORE
 

The Comprehensive Guide to Insurance Coverage

April 26, 2021

Insurance premiums can take a big bite out of a monthly budget, but not having enough coverage can be even more costly.  Let’s take a look at the five primary insurance types and the most important information to know about each one.

Retirement Saving - Start Early & Save More

January 13, 2021

Retirement—it’s not a word you think much about when you’re young. After all, that’s something that happens when you get old. You might think Social Security will be all you’ll need, but it was designed to supplement your retirement savings. You can’t rely on it entirely. You’ll need some other source of income to pay for your living expenses. The younger you are when you start your retirement planning, the better off you’ll be financially when you retire. So how should you start?
 

Rogue Access Points

December 15, 2020

We’ve all been there. It’s been a long day of shopping at the mall, or waiting in an airport, or driving across the country, and we finally get a chance to pull out our phones or laptops and look for Wi-Fi. Good news: You’ve found one that doesn’t require a password! Free Wi-Fi saves the day. You click accept and head to your favorite place to watch videos of kittens, or whatever people normally do on the internet … we mostly watch kittens.

There’s just one problem: What if that free Wi-Fi was a trap? 

Important 401(k) Terms to Know

November 27, 2020

Take a moment to review this document to help you understand important 401(k) terms.

Advantages of a HELOC

November 16, 2020

Q: I’m looking to tap into my home’s equity, possibly using a Home Equity Line of Credit. What are some of the advantages of choosing the HELOC option?
 
A: A Home Equity Line of Credit (HELOC) is an open credit line that is secured by the paid value of the borrower’s home. Homeowners can generally open a HELOC with up to 85% of their home’s equity, or the difference between what’s left on their home loan and the current value of it. A HELOC provides homeowners with a convenient way to use the equity in their home.
 

10 Myths about Credit Unions

October 15, 2020

How many of these myths about credit unions do you think are fact? Learn why your local credit union is a lot more than you think, and why it can be a much more sensible choice than a conventional bank for your saving and borrowing needs.
 

Inspire your kids, and perhaps even yourself, with the use of online financial educational programs.

August 7, 2020

Financial education at any age will benefit our children. Read on to learn about two programs we feel add value to help enhance their future. 

 

SavvyMoney Credit Score FAQs

May 22, 2020

SavvyMoney Credit Score FAQs
CCU Members: SavvyMoney Credit Score is available to you through online and mobile banking. This is a FREE service offered to you. Please read FAQs below for more information.

Q. What is SavvyMoney Credit Score?
A. SavvyMoney is a comprehensive Credit Score program offered by Cornerstone Credit Union, CCU,  that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up to date offers that can help reduce your interest costs. With this program, you always know where you stand with your credit and how your financial institution can help save you money. Read more.
 

CCU is Keeping your Debit Card Safe with Text Security Alerts

April 21, 2020

As of April 21, 2020, Cornerstone Credit Union is providing Text Security Alerts for your CCU Debit Card usage when fraud is suspected. If there are potential suspicious debit card transactions on your account, you will be notified via text message or phone. Please be sure we have your current cell phone number on record so you will receive these important notifications, if needed.
  IMPORTANT: As a CCU debit card holder, you are auto-enrolled to receive Text Security Alerts, so you do not need to take any action. If you wish to opt out, you may do so when you receive a notification.